Effective Date: 26/03/2024
Your Protection Guaranteed Limited ("YPG," "we," "us," or "our") is committed to protecting the privacy of our customers and website visitors. This Privacy Policy outlines the types of personal information we collect, how we use and protect that information, and your rights regarding your personal data.
1. Information We Collect
We may collect the following types of personal information:
Contact Information: Name, address, email address, phone number.
Personal Identification Information: Social Security number, date of birth, government-issued ID number.
Financial Information: Bank account details, credit card information, income, assets, and liabilities.
Health Information: Medical history, current health status, lifestyle habits, and other health-related details.
We collect this information when you:
Apply for an insurance policy.
Request a quote or information about our products and services.
Use our website or mobile applications.
Communicate with us through email, phone, or other channels.
2. How We Use Your Information
We use the collected information for the following purposes:
Providing insurance products and services.
Assessing your eligibility and underwriting insurance policies.
Processing claims and payments.
Communicating with you about your policy, updates, and promotions.
Personalising your experience and improving our products and services.
Complying with legal and regulatory requirements.
3. Information Sharing
We may share your personal information with:
Third-party service providers who assist us in providing services such as underwriting, claims processing, and marketing.
Regulatory authorities and law enforcement agencies when required by law or to protect our legal rights.
Affiliated companies within our corporate group.
We do not sell or rent your personal information to third parties for marketing purposes.
4. Data Security
We implement appropriate technical and organisational measures to protect your personal information from unauthorised access, disclosure, alteration, or destruction. However, no method of transmission over the internet or electronic storage is completely secure, so we cannot guarantee absolute security.
5. Your Rights
You have the following rights regarding your personal information:
Access: You can request access to the personal information we hold about you.
Correction: You can request corrections to any inaccuracies in your personal information.
Deletion: You can request deletion of your personal information under certain circumstances.
Opt-out: You can opt-out of receiving marketing communications from us at any time.
To exercise your rights or for any inquiries regarding our privacy practices, please contact us using the information provided at the end of this Privacy Policy.
6. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. Any changes will be posted on our website with the updated effective date. Your continued use of our products and services after the changes indicates your acceptance of the updated Privacy Policy.
7. Contact Us
If you have any questions, concerns, or requests regarding this Privacy Policy or our privacy practices, please contact us at:
Your Protection Guaranteed Limited. 219 Burton Road, Derby. DE23 6AE
Thank you for choosing Your Protection Guaranteed Limited. Your privacy and security are important to us.
8. Regulation
Your Protection Guaranteed Limited is regulated by the Financial Conduct Authority. Our Financial Conduct Authority number is: 1011817